298Denial Code (CARC)Active
Effective 03/01/2019

Denial Code CO 298: Vision Plan Forwarding

Code 298 indicates that the claim was received by the medical plan but the benefits are not covered under this particular plan. Instead, the claim has been redirected to the patient's vision plan for further processing.

Who Pays: Group Code Liability

For code 298, the group code is typically CO, meaning it is a contractual write-off and the patient should not be billed for this adjustment. However, if the vision plan denies the claim, liability may shift to PR, where the patient could be responsible.

Why Claims Get Code 298

  • The patient has medical and vision coverage, but the service is only covered under the vision plan.
  • The provider submitted the claim to the medical plan instead of the vision plan.
  • The patient's vision benefits were not verified prior to claim submission.
  • The service rendered falls outside the scope of the medical plan's coverage.
  • Coordination of benefits was not correctly established, leading to misrouting.

How to Fix & Resubmit

  1. Verify the patient's vision coverage details and ensure the claim was forwarded correctly.
  2. Contact the vision plan to confirm receipt and processing status of the forwarded claim.
  3. If the vision plan denies the claim, obtain the denial reason and consider resubmitting or appealing based on their feedback.
  4. Ensure coordination of benefits is correctly set up to prevent future routing issues.
  5. Document any communication with the payer for reference in case of further disputes.

Corrected Claim or Appeal?

For code 298, typically no appeal is needed with the medical plan as it has been forwarded. If the vision plan denies the claim, follow their specific guidelines for appeal or correction.

Preventing Future 298 Denials

  • Always verify both medical and vision benefits before submitting claims.
  • Ensure the claim is submitted to the correct payer initially based on the type of service.
  • Maintain up-to-date coordination of benefits information for each patient.
  • Educate the billing team on the differences between medical and vision plan coverages.