302Denial Code (CARC)Active
Effective 11/01/2020

CO 302 Denial Code - Fix Expired Authorization Issues

Code 302 indicates that the precertification, notification, authorization, or pre-treatment time limit required by the payer has expired. This means the claim was submitted after the allowed timeframe, leading to a denial or reduction in payment.

Who Pays: Group Code Liability

The group code for code 302 is typically CO, meaning this is a contractual obligation and the provider must write off the amount. Patients cannot be billed for this amount.

Why Claims Get Code 302

  • The claim was submitted after the payer's deadline for precertification or authorization.
  • The provider did not obtain the required authorization within the specified timeframe.
  • The notification to the payer about the treatment was delayed beyond the allowed period.
  • The pre-treatment time limit set by the payer was not met.

How to Fix & Resubmit

  1. Verify the payer's specific precertification or authorization time limits for the service in question.
  2. Check if the authorization was obtained within the required timeframe and if any documentation can prove it.
  3. If the authorization was timely but the claim was delayed, gather documentation to support an appeal.
  4. Contact the payer to discuss any possible exceptions or reconsideration if the delay was due to extenuating circumstances.

Corrected Claim or Appeal?

A formal appeal is warranted if you can prove the authorization or notification was obtained within the correct timeframe. If this proof is unavailable, the adjustment stands as a contractual obligation.

Preventing Future 302 Denials

  • Set reminders for obtaining authorizations well before the payer's deadline.
  • Implement a system to track and manage precertification and authorization deadlines.
  • Educate staff on the importance of timely notifications to payers.
  • Regularly review payer contracts for updates on precertification requirements.