N190Remark Code (RARC)Active
Effective 02/28/2003 · Updated 08/01/2004

N190 Remark Code - Missing Contract Indicator Explained

The N190 remark code indicates that there is a missing contract indicator associated with the claim. This suggests that the payer could not determine the contractual agreement terms for the billed service, which may affect reimbursement.

How It Relates to the Denial

The N190 remark typically accompanies adjustment reason codes that address payment disputes or contract-related issues. Together, they signal that the claim's payment may be affected by the absence of a necessary contract indicator, prompting further investigation into the billing agreement.

Common Scenarios

1A facility bills for a surgical procedure, but the remittance shows an adjustment for a reduced payment due to a contractual issue.
→ In this scenario, the N190 remark is indicating that the payment reduction is partly due to the lack of a contract indicator, suggesting that the payer could not apply the appropriate contract terms.
2A provider submits a claim for a routine office visit, and the payment received is lower than expected, accompanied by a reason code for contractual adjustments.
→ Here, the N190 remark serves to clarify that the lower payment is linked to the missing contract indicator, implying a need to verify the contract status with the payer.
3A claim for physical therapy services is returned with an adjustment for contractual allowances, along with the N190 remark.
→ This indicates that the adjustment for the contractual allowance is affected by the absence of a contract indicator, suggesting that the claim needs further review.

What to Do

  1. Verify if a contract indicator was submitted with the claim.
  2. Contact the payer for clarification regarding the contract indicator status.
  3. If applicable, resubmit the claim with the correct contract indicator information.

What to Check

  • The original claim submission for a contract indicator field.
  • The payer's contract documents for any missing indicators.
  • The remittance advice for any accompanying reason codes that explain the adjustment.